How to Pay For Invisalign Without Insurance
You may have concerns about getting Invisalign without insurance, but it won’t be a problem when you contact QuickSmiles for help. We provide payment plans that help you receive the orthodontic care and support you deserve.
Invisalign Payment Plans at QuickSmiles
Here at QuickSmiles, we offer multiple plans to help you pay for the Invisalign cost without insurance. The QuickSmiles Express pricing plan starts at $2,450, with monthly payments as low as $63 per month.
Depending on your orthodontic needs, we also have the QuickSmiles Premium plan starting at $3,250, with payments as low as $83 per month.
The average cost of Invisalign without insurance won’t be as high as you might expect. Review our cost guide for more details on what you’ll spend on Invisalign and how to pay for Invisalign with or without insurance.
Paying For Invisalign Using an FSA or HSA
You can also pay for Invisalign without insurance through an FSA or HSA. These two types of accounts are useful for many payment purposes, plus your employer may offer one of these coverage solutions.
What is an FSA?
An FSA is a Flexible Savings Account, which can be used to pay for Invisalign coverage and other medical and dental care needs without insurance. Typically, your employer will manage the FSA, and you will pay money in the account through a portion of your earnings from work. You can save up to $2,600 in your account each year.
An FSA is convenient for covering the Invisalign price without insurance. It is a smart solution that you can continue to build through your regular work routine. You also won’t pay taxes on the money that you put in your FSA, ensuring you can save more for the investment. Keep in mind that not all companies offer FSA programs, so ask your employer about whether it’s an option.
What is an HSA?
You can also use an HSA or Health Savings Account to cover the cost of Invisalign without insurance. An HSA is a savings account available to people currently in high-deductible healthcare plans. You can contribute funds to your account, and they will not be subject to federal income tax.
Your HSA will pay for deductibles, copayments, and many other expenses surrounding your healthcare needs. An individual can save up to $3,400 a year, while a family can save $6,750 a year.
You will need to meet IRS requirements to qualify for an HSA. You can use one if you are not enrolled in Medicare and you are in a high-deductible health plan or HDHP. You also must not be claimed as a dependent on another person’s tax return for the last year.
How to Use an FSA or HSA to Pay For Invisalign Treatment
You can use your FSA or HSA by providing information on your account to your Invisalign provider. The most common way to pay for it is to pay your doctor and then be reimbursed through your HSA or FSA. The account should provide the funds necessary to cover the expense of the treatment.
Ask your orthodontist for details on whether they will accept payments from your FSA or HSA.